Page 6 - Crossing Rivers Health 2018 Spring/Summer Community Newsletter

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TEENS and E-CIGARETTES
What you should know about “vaping”
WHAT ARE E-CIGARETTES?
Electronic cigarettes are battery-operated products designed to deliver nicotine, flavor, and other chemicals. They turn chemicals, including highly addictive nicotine, into an aerosol that is inhaled by the user.
“Vaping” is becoming an increasingly dangerous problem for teens due to the ease of access, unrecognizable odor and misconception of the health risks.
WHY A WILL IS IMPORTANT
MOUTHPIECE Allows user to inhale the aerosol
CARTRIDGE Stores the e-liquid.
ON/OFF SWITCH
ATOMIZER Heating element vaporises the liquid
BATTERY
There’s still time to make sure that your wishes will be taken into account after you’ve died. Begin to make your plans today. You’ll experience real peace of mind when your will is complete.
If you already have a will, now
is a good time to review it
Tax laws change, and so do family circum- stances — births, deaths, divorce, moves to another state, even family squabbles. Take the time to make sure that your will still works the way you want it to.
When you write or re-write your will, please consider including a gift to
E-cigarettes create an aerosol by using a battery to heat up liquid that users inhale. E-cigarettes can also be used to deliver cannabinoids such as marijuana, and other drugs. They come in a variety of shapes and sizes.
WHAT PARENTS NEED TO KNOW
Nicotine can harm the brain as it develops—which continues until age 25 or older!
85% of e-cigarettes users ages 12-17 use flavored liquid- menthol, fruit, alcohol, chocolate, sweets, etc.
E-cigarettes don’t leave a smell like tobacco, so it’s going to be harder to know if your teen is vaping.
In 2015, 1 in 6 high school students reported using e-cigarettes in the past month.
More than 60 percent of teens believe that occasional use of e-cigarettes causes only little or some harm.
U.S. middle and high school students use e-cigarettes more than any other tobacco product.
E-cigarettes contain nicotine, ultra-fine particles, heavy metals, and volatile organic compounds.
WHAT CAN PARENTS DO?
Talk with Your Kids
Inform your children about the dangers and misconceptions of e-cigarettes. Tell them about the harm that nicotine, in any form, can do to their growing brain. Let them know that you have a strong stance against the use of any tobacco products, including e-cigarettes.
Adapted from “Know the risks - E-cigarettes & Young people e-cigarettes” surgeongeneral.gov/default.htm and liahonaacademy
real estate and other property; to save taxes for your heirs. If you have minor children, it is the document where you decide who will care for them. Your will is the most important opportunity you’ll get in your life to tell the
world what you want and how you want it done.
Despite the fact that a will is the most important legal document you must have in your lifetime, more than 50% of people still don’t have a one.
Crossing Rivers Health Foundation. You’ll be building our future financial strength and helping to ensure
a lifetime of quality health care for generations to come – with a gift that costs you nothing during your lifetime.
Information provided by Crossing Rivers Health Foundation
F
subjects known to human kind, finances and our own mortality. However, most of us who have a will recognize that it is not planning for death, but rather for those we leave behind. It is a wonderful feeling to know that the people and charities you cared for in life will be secure at your passing.
For most of us, it is a process to write
a will. The Crossing Rivers Health Foundation has tools that can help you get started. Visit www.crossingrivers.org/ plannedgiving for more information about how to safeguard your family and your legacy.
It’s either your will, or your
State’s rules
A will is your opportunity to help the people and organizations that
mean the most to you; to
sort out your investments,
or most people, writing a will is a
low priority. It requires us to think about two of the most uncomfortable
On the other hand, if you die
without a will, your property will be taxed and distributed according to the rules and formulas of your state’s “intestacy” law. Of course, under that law no provision can be made to give extra assistance to a family member who needs it; to pass your Civil War collection on to the friend who shared your interests; or to make a gift to your favorite charity. The rules are the rules.
It’s always recommended that you contact your attorney or financial advisor for professional advice on wills and bequests. We’ll be happy to provide information about wills in general, and bequests to the Crossing Rivers Health Foundation in particular. Contact Sasha Dull, Chief Development Officer, today at 608.357.2140.
Are you approaching Age 70 1⁄2? Consider a different way to give to charity!
An IRA owner, age 701⁄2 or over, can directly transfer, tax-free, up to $100,000 per year to
an eligible 501(c)(3) charity, like the Crossing Rivers Health Foundation. Distributed amounts may be excluded from the IRA owner’s income – resulting in lower taxable income for the
IRA owner.
Congress made this part of the permanent tax code in 2016. This option may be used for distributions from IRAs, regardless of whether the owners itemize their deductions. To find out if your IRA plan would qualify, please contact your tax professional.