Page 12 - CFPA-CII-Module W01-Examen blanc N°2-Qestions avec réponses

53. A client wishes to increase the sum insured on their home buildings. The duty of disclosure is:
a) Revived
b) Reinstated
c) Replaced
d) Renovated

54. The duty to declare all relevant facts rests with:

a) The insured
b) Insurers
c) Intermediaries only
d) Insurers & insureds

55. Under the Insurance Act 2015, the commercial client has a duty of:

a) Fair presentation
b) Non-disclosure
c) Misrepresentation
d) Guaranteed disclosure

56. In conversation with the sellers of the house you are buying, you are told that there were some
problems with a stream overflowing into homes nearby 1 year ago. You should

a) say nothing to anyone
b) advise your insurers when proposing for cover
c) tell your solicitor only
d) just offer a reduced price for the house

57. The duty of disclosure on an existing personal lines contract is revived under common law at:
a) Proposal
b) Renewal
c) Claim
d) Instalment

58. If an insured gives incomplete responses to an insurers’ questions at proposal and these are
accepted, insurers have:

a) Accepted non-disclosure as unimportant
b) Waived their rights to more information
c) The opportunity to ask more details at any time
d) Given the insured the benefit of the doubt

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