Page 16 - CFPA-CII-Module W01-Examen blanc N°2-Qestions avec réponses

74. Under the Special Condition of Average, insurers will NOT apply the Condition providing the Sum
insured is within a percentage of the Value at Risk. This percentage is:

a) 85%
b) 75%
c) 80%
d) 70%

75. A client has a comprehensive motor policy. Following an accident, insurers will usually ask the
insured to take the vehicle to:

a) A repairer of Insured’s choice
b) An approved repairer
c) A main vehicle dealer
d) A garage close to the accident

76. For two or more policies to Contribute to the same claim, they must:

a) Be on a schedule of co-insured policies
b) Cover the same loss and event
c) Have been purchased at the same time
d) Have identical premiums

77. The owner of a property claimed for damage to their property. They did not do any repairs but
sold the house for its full value. This is wrong because the:

a) Owner should have carried out repairs anyway
b) Money received is more than a full indemnity
c) Claim should have been made by the purchaser
d) Insurers should have opted to reinstate

78. Two policies which are likely to Contribute to a claim are:

a) Household “all risks” section and Travel
b) Surgery and Payment Protection
c) Commercial Liability and Household
d) Computer Engineering and GAP

16/21