Page 40 - 2020 Peel & Holland Benchmarking Survey Results

EMPLOYER CONTRIBUTION

AND COST SHARING

When it comes to employer contribution, the trend is for higher premium coverage for the single enrollee than for
the family enrollee. Each mark below represents a company’s percent contributed to the employees’ premiums.
Contributions range from 21-100%. For singles, the majority mark is around 86% or above (this is a decrease of 2%
over our 2018 survey). For families, that majority mark rests around 69% (this is an increase of 3% over 2018).

Employer Percent Contribution to Employee Premium

Single EE + Spouse
100% 100%
90% Average: 90%
80% 86% 80% Average:
70% 70% 72%
60% 60%
50% 50%
40% 40%
30% 30%
20% 20%
10% 10%
0% 0%

EE + Child(ren) Family
100% 100%
90% 90%
80% Average: 80%
70% 74% 70% Average:
60% 60% 69%
50% 50%
40% 40%
30% 30%
20% 20%
10% 10%
0% 0%
National Comparison | Employer Contribution
Employer Percent Contribution
Family
Single
Western KY 86% 69%
84%
60%
Nationally
Compared to National Average
100%
90%
80% 86% 84%
70%
60% 69%
50% 60%
40%
30%
20%
10%
0%
Single Family
Survey Respondents Nationally
National Data Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2019

38 PEEL & HOLLAND | 2020 Western Kentucky Employee Benefits Benchmarking Survey Results