Page 45 - 2020 Peel & Holland Benchmarking Survey Results

WESTERN KENTUCKY EMPL OY EE BENEFIT S
BENCHMARKING SURVEY
CONTRIBUTION & COST SHARING 2017

What is net employee healthcare cost exposure?

For these calculations, we took the out-of-pocket maximum for single
and family, subtracted any employer contributions to HSAs or HRAs, and
added annualized employee premiums. This gives a clearer picture of an
employee’s healthcare cost exposure and quality of plan.

Single Coverage Family Coverage

$5,252 $14,142

Average annual employee cost Average annual employee cost
exposure for single coverage exposure for family coverage

<$2,000 <$9,000

Organizations in the top 10% of Organizations in the top 10% of
survey respondents have an annual survey respondents have an annual
employee exposure for single employee exposure for family
coverage of less than $2,000. coverage of less than $9,000.

>$8,000 >$25,000

Organizations in the bottom 10% of Organizations in the bottom 10% of
survey respondents have an annual survey respondents have an annual
employee exposure for single employee exposure for family
coverage that’s more than $8,000. coverage that’s more than $25,000.

PEEL & HOLLAND | 2020 Western Kentucky Employee Benefits Benchmarking Survey Results 43