Page 45 - 2020 Peel & Holland Benchmarking Survey Results
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WESTERN KENTUCKY EMPL OY EE BENEFIT S
                                                                                                                        BENCHMARKING SURVEY
                                                                     CONTRIBUTION & COST SHARING                        2017







                  What is net employee healthcare cost exposure?


                     For these calculations, we took the out-of-pocket maximum for single
                    and family, subtracted any employer contributions to HSAs or HRAs, and
                    added annualized employee premiums. This gives a clearer picture of an
                             employee’s healthcare cost exposure and quality of plan.





                     Single Coverage                                      Family Coverage




                $5,252                                               $14,142




                Average annual employee cost                         Average annual employee cost
                exposure for single coverage                         exposure for family coverage





                <$2,000                                              <$9,000




                Organizations in the top 10% of                      Organizations in the top 10% of
                survey respondents have an annual                    survey respondents have an annual
                employee exposure for single                         employee exposure for family
                coverage of less than $2,000.                        coverage of less than $9,000.





                >$8,000                                              >$25,000





                Organizations in the bottom 10% of                   Organizations in the bottom 10% of
                survey respondents have an annual                    survey respondents have an annual
                employee exposure for single                         employee exposure for family
                coverage that’s more than $8,000.                    coverage that’s more than $25,000.








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