Page 65 - 2020 Peel & Holland Benchmarking Survey Results
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WESTERN KENTUCKY EMPL OY EE BENEFIT S
                                                                                                                        BENCHMARKING SURVEY
                                                         VOLUNTARY BENEFITS | LONG-TERM DISABILITY                      2017



                         Who is your long-term disability carrier?



                         Aflac                          8%

                       Allstate         3%


                       Anthem                                    11%

                      Colonial                  6%

                Lincoln Financial                                                         19%


                        Matrix         3%

                       MetLife         3%


               Mutual of Omaha                          8%

                   OneAmerica                                    11%


                      Principal                 6%

              Reliance Standard         3%

                   The Hartford                 6%


                  The Standard         3%

                  Transamerica         3%


                        Unum                             8%
                             0%             5%             10%            15%            20%             25%



             CAUSES OF DISABILITIES


              It is not uncommon              CLAIM DIAGNOSIS CATEGORY             % OF NEW LTD CLAIMS*
              for people to assume
              that most disabilities      Musculoskeletal / Connective Tissue             29.7%
              are the result of           Cancer                                          14.8%
              accidents. In reality,
              the majority of             Injury                                          12.3%
              disabilities people         Mental Disorders                                 8.6%
              suffer are due to
              various forms of            Cardiovascular System Diseases                   8.1%
              illness.                    *Based exclusively on long-term disability (LTD) claims active during the 2017 calendar year.
                                          Source: Integrated Benefits Institute, Health and Productivity Benchmarking, 2017 Long Term Disability,
                                          September 11, 2018

                                   PEEL & HOLLAND | 2020 Western Kentucky Employee Benefits Benchmarking Survey Results  63
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