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Police staff: Don’t miss out

on our insurance cover

olice staff can join the West Midlands Police Federation Optional cover available for partners at additional premium:
Group Insurance Scheme giving them, their partners and
Ptheir families’ access to a wide range of benefits at a Partner Benefits
competitive price. Life assurance £50,000
Staff can subscribe to the scheme for £29.25* per month Includes 20 per cent advance of benefit on terminal
entitling them to life insurance cover of £100,000, critical illness prognosis £10,000
and personal accident cover, world-wide family multi-trip travel Critical illness insurance £4,000
insurance and RAC breakdown cover. Please see table below for a Personal accident benefit Member only
full list of the cover and benefits. Permanent total disablement £50,000
A member’s partner can join the scheme for £8.99* a month. Permanent total loss of sight in one eye or loss of one
In addition to providing a range of the more traditional limb £10,000
insurance products, the Federation has ensured the scheme also Permanent total loss of hearing in one ear £5,000
provides practical help and advice through a specialist counselling Permanent total loss of sight in both eyes or hearing
service which is available to a subscribing member’s family too. in both ears £20,000
Full details of cover, including the limitations, exclusions and Permanent total loss of limbs £20,000
terms and conditions can be found in the policy wordings, which Permanent total loss of speech £15,000
are available from the West Midlands Police Federation website, RAC motor breakdown (UK and European) Member only
but an overview appears below. Calendar monthly premium: £8.99*

Employee Benefits A final thought
Life assurance £100,000 You may be adequately protected but you need to make sure the
Advance from death benefit on terminal prognosis £20,000 right people receive the benefits. This is a simple process of making
Child death grant (aged between 6 months and 17 years £3,000 sure your named beneficiaries are up to date and is something you
Best Doctors service® Family cover should bear in mind throughout your membership of the scheme.
Critical illness insurance £6,000 If you would like to know more about West Midlands Police
Child critical illness cover (aged between 30 days Federation Group Insurance Scheme or update your beneficiary
and 18 years) £1,500 details, please call the Federation office on 0121 700 1200 or email
Sickness benefit (up to 26 weeks, member only) £120 per week westmidlandspf@polfed.org
Personal accident benefits (member only)
Permanent total disablement £100,000 *Premiums quoted are correct at 1 May 2018. The premiums
Permanent total loss of sight in one eye or loss of one include Insurance Premium Tax (IPT) and the Federation’s
limb £20,000 administration fee.
Permanent total loss of hearing in one ear £10,000
Permanent total loss of sight in both eyes or hearing West Midlands Police Federation is an Appointed Representative of Arthur J.
in both ears £40,000 Gallagher Insurance Brokers Limited, and George Burrows is a trading name of
Permanent total loss of limbs £40,000 Arthur J. Gallagher Insurance Brokers Limited, which is authorised and regulated
Permanent total loss of speech £30,000 by the Financial Conduct Authority. Registered Office: Spectrum Building, 7th
Temporary total disablement (per week, max 104 Floor, 55 Blythswood Street, Glasgow G2 7AT. Registered in Scotland. Company
weeks, seven-day excess) £25 Number: SC108909 www.ajginternational.com
Hospitalisation (per night up to seven nights) £50
Worldwide annual multi-trip travel insurance Family cover
Legal expenses insurance (children over 18) Family cover
Care First Counselling Service (children over 18) Family cover
RAC motor breakdown: (UK and European) Member only
Calendar monthly premium: £29.25*

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