Page 20 - PUBLIC BANK & AIA INSURANCE COMPANY

AIA BHD 2018 Ratio External Comparison

Profitability Ratio FORMULA AIA COMPANY (‘000) SUN LIFECOMPANY (‘000)

Return on Assets 923,537 130,443
(ROA) 51,217,468 2,222,390
= 1.80% = 5.86%
Return on Equity 923,537 130,443

(ROE) 4,786,671 588,586
= 19.29% = 22.16%

Liquidity Ratio FORMULA AIA COMPANY (‘000) SUN LIFE COMPANY (‘000)

Debt to Equity 46,430,797 1,633,804

Ratio 4,786,671 588,586
= 9.70 = 2.78

Asset Quality FORMULA AIA COMPANY (‘000) SUN LIFE COMPANY (‘000)

Asset Quality 4,786,671 588,586
51,217,468 2,222,390

= 9.35% = 26.48%

Underwriting FORMULA AIA COMPANY (‘000) SUN LIFE COMPANY
Ratio (‘000)

Expenses exp + (−) 886,127 + 870,412 × 100 119,220 + 62,856 × 100

/( ) × 100 8,616,712 547,620
Ratio
= 20.39% = 33.25%

Loss Ratio × 100 7,024,978 × 100 269,103 × 100
8,616,712 547,620
= 81.53% = 49.14%

Combined + 81.53% + 20.39% 49.14% + 33.25%
Ratio = 101.92% = 82.39%

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