Page 8 - 2022 Benefit Guide FNA Combustion
P. 8

Supplemental Health Insurance


     Eligibility
     •  You                                                 Coverage Summary
     •  Your spouse – under age 70 (at the time of enrollment)  •  No medical questions or medical tests
     •  Your children – to age 26                           •  Benefits are paid directly to you
                                                            •  Do not need to be enrolled in a Fives Health Plan
     Wellness Benefit (Accident and Critical Illness Insurance)  •  Portable – may continue the policy after employment ends.
     •  Benefit payable of $50 for you and spouse each and $25 for   Log on to: presents.voya.com/EBRC/Fives for more information
       child(ren) for completing a health screening test.    or call 1-877-236-7564 and reference Compass Supplement
                                                             Insurance Plans

    Compass Accident Insurance                              Compass Critical Illness Insurance

    Accident Insurance that helps protect you and your family from the   Critical Illness provides a lump-sum payment if you or a covered
    costs of unexpected injuries and events resulting from a covered   family member is diagnosed with a covered medical condition and
    accident.                                               meet the policy and certificate requirements.  Examples include:
                                                            Cancer, Heart Attack, Stroke, Coma, Kidney Failure and certain
    Examples of services eligible for benefits:             diseases.  (see benefit summary for full details)
    •  Hospital and Emergency Care due to an accident
    •  Common Injuries – lacerations, burns, concussion
                                                            Benefits Payable:
    •  Fractures and Dislocations
                                                            Employee:  $10k, $20k or $30k policy
    •  Surgery, x-rays and physician exams due to the covered
                                                            •  Employee must enroll in a minimum $10k policy, then spouse
      accident                                                and/or children may enroll for any level of coverage.
    •  An additional 25% benefit if covered accident is the result of       Spouse: $5k, $10k or $15k policy
      an organized sport activity                           Child(ren): $5k or $10k policy
    •  Includes hospitalization due to a sickness           Cost:  Employee and Spouse premiums are based on age bands.
    •  Benefits payable vary based on the services provided due to the   See benefits at a glance.
      covered accident. (see benefit summary for complete details)
                                                            Log on to:  presents.voya.com/EBRC/Fives for more information

    Compass Hospital Insurance
    Hospital Confinement pays a benefit if you have a covered hospital,    Accident Insurance Premium
    critical care or rehabilitation facility stay.                               Semi-Monthly
                                                                                     Low
                                                                                     High
    Benefits are paid for the following:
    Daily Benefit Amount:          Initial Confinement Benefit:
    •  Low Plan: $200              Low Plan:  $1,000
    •  High Plan $600              High Plan: $3,000
    Hospital Benefit: 1x daily benefit up to 30 days
    Critical Care Benefit: 2x daily benefit up to 15 days.
    Rehabilitation Facility:  .5x daily benefit up to 30 days





      Above is a brief summary of the insurance.  Refer to the brochures and certificate of coverage for complete
      provisions, conditions of benefit determination, exclusions and limitations.  The Accident, Hospital and Critical Illness
      Insurance is issued by ReliaStar Life Insurance Company, a member of the Voya family of companies.



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