Page 4 - McKenzie 2022 Benefit Guide SD Hourly

ELIGIBILITY

Employees who work at least 30 hours per week are eligible
for the benefits described in this guide.
Spouses with Access to
Employer Coverage
Most benefits are effective on the first of the month after 60 days of active
employment. The following dependents are also eligible: In order to keep our costs
reasonable for everyone, if
 Your legal spouse
your spouse is eligible for
 Your children up to age 26
medical coverage through their
Changes to your benefits employer, you may not cover
him or her on our medical plan.
Generally, you may only make or change your existing benefit elections as a
new hire or during the annual open enrollment period. However, you may
change your benefit elections during the year if you experience an event
such as:
 Marriage, divorce or legal separation
 Birth or adoption of a child Wellness Discount
 Loss or gain of other coverage by the employee or dependent
McKenzie offers a wellness
 Eligibility for Medicare or Medicaid
discount on medical premiums
You have 30 days from the qualified life event to make changes to your to all employees who receive a
coverage. Depending on the type of event, you may need to provide proof of yearly physical. The discount is
the event, such as a marriage license. If you do not make the changes within equal to $1,500 per year.
30 days of the qualified event, you will have to wait until the next open See page 13 for weekly rates.
enrollment period to make changes (unless you experience another qualified
life event).

Important Notice for
Nicotine/Tobacco Users

Going tobacco-free is one of
the most important steps you
can take to maintain good
health. If you enroll in our
medical plan and you use
nicotine/tobacco or have used
tobacco products during the
last six months, you will be
required to pay a higher
weekly premium for your
medical coverage.
See page 13 for weekly rates.

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