Page 9 - McKenzie 2022 Benefit Guide SD Hourly

DENTAL PLAN

It’s important to have regular dental exams and cleanings so problems are detected before they become
painful — and expensive. Keeping your teeth and gums clean and healthy will help prevent most tooth
decay and is an important part of maintaining your overall health. In 2022, we will offer a dental plan
through MetLife.

MetLife Dental Plan
Plan Provisions In-Network Out-of-Network

Annual Deductible
(Individual/Family) $50 / $150 $50 / $150

Calendar Year Maximum $1,000 $1,000
Diagnostic and Preventive Services Covered at 100% Covered at 100%
(e.g., X-rays, cleanings, exams)
Basic and Restorative Services 80% after deductible 80% after deductible
(e.g., fillings)

Major Services 50% after deductible 50% after deductible
(e.g., dentures, crowns, bridges)

Using in-network dental providers

While you have the option of choosing any provider, you will save money when you use in-
network dentists. When using an out-of-network dental provider, you will pay more because
the provider has not agreed to charge you a negotiated rate.

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