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MEDICAL COVERAGE

Your Medical Plans – Highmark BCBS When choosing your benefits,
It’s more important than ever and legally required to think about...
have medical coverage to help protect you and your
family both physically and financially.  Does your spouse have coverage available
through his/her employer? How does that
You share in the cost of the coverage by coverage compare with these plans?
contributing through pre-tax payroll deductions.
 If you and our spouse cover each other under
your separate company plans, could you

each elect individual coverage under your
company plans and save money?
High Deductible Health Plan (HDHP)
The Texas Rangers offers two High Deductible Health  If you and your spouse both cover your
Plans. These Highmark plans have higher deductibles children under your separate company plans,
than the PPO. A deductible is a fixed dollar amount could you save money by one of you
specified by the plan that insured individuals must pay covering your children and the other
selecting individual coverage?
out of pocket before the plan begins to pay. Once the
deductible has been reached, eligible expenses will be
covered by the coinsurance percentage of the plan.
Once the deductible and coinsurance out-of- pocket HIGHMARK BCBS VALUE ADDED
has been reached, eligible expenses will be covered by
the plan. BENEFITS AND WEBSITE CAPABILITIES

All three HDHP plans have the option to enroll in a The Texas Rangers offers numerous value-added
Health Savings Account, or HSA. The HSA services and website capabilities through our medical
carrier, Highmark BCBS. To help you be the best you
provides a tax advantaged way to save for future and as well as accomplishing the most cost-effective
medical expenses. A Health Savings Account is a ways of seeking medical care, the following links will
component of a HDHP. You must be enrolled in a be very beneficial:
HDHP to have a Health Savings Account.
• Highmark Health/Personal Wellness Coach
Please note, if you are enrolled in the HDHP, you • Care Cost Estimator
are not eligible to enroll in the Health Care FSA. • Blue 365 Wellness and Discounts
• Virtual Doctor’s Visit( Well360)
PPO Plan • Baby Blue Prints
WINFertility
•
This Highmark BlueCross BlueShield PPO plan offers • Highmark Mobile App
you the freedom of choice. The PPO offers referral-free • Nurse Care/Case Management
access to any provider you choose, however, for this • Sharecare
flexibility, higher out of pocket expenses like premiums,
deductibles & coinsurance may apply.

You will have great benefits and less out-of-pocket
expenses if you go to providers in this network. Need help locating a provider?
Go to: www.highmarkbcbs.com

2023 Rangers Baseball LLC (the Texas Rangers) Benefit Guide Page 6