Page 17 - Impact Floors 2022 Benefit Guide
P. 17

Voluntary Dental plan



          It’s important to have regular dental exams and cleanings so problems are detected before they become painful — and
          expensive. Keeping your teeth and gums clean and healthy will help prevent most tooth decay and is an important part of
          maintaining your overall health. This year we will be offering dental insurance through Guardian.

                                                                           Guardian DPPO Plan
           Plan Provisions                                    In-Network                     Out-of-Network
           Annual Deductible                                   $50/$150                         $50/$150
           (Individual/Family)
                                                           $2,500 per individual           $2,500 per individual
           Calendar Year Maximum
                                                     (Basic and Major Services combined)   (Basic and Major Services combined)
           Diagnostic and Preventive Services               Covered at 100%                      100%
           (e.g., X-rays, cleanings, exams)
           Basic and Restorative Services                        80%                              80%
           (e.g., fillings)
           Major Services
           (e.g., dentures, crowns, bridges)                     50%                              50%
          *After footnote
          Your payroll contributions for medical benefits are shown here.

                                                                     Guardian DPPO Plan
           Coverage Level                      Semi-Monthly                Bi-Weekly                 Weekly
           Employee Only                          $16.75                    $15.46                    $7.73

           Employee + Spouse                      $33.99                    $31.38                    $15.69
           Employee + Child(ren)                  $39.40                    $36.37                    $18.18

           Family                                 $60.14                    $55.51                    $27.76

          Using in-network dental providers
          While you have the option of choosing any provider, you will
          save money when you use in-network dentists. When using an
          out-of-network dental provider, you will pay more because
          the provider has not agreed to charge you a negotiated rate.

          Additionally, Guardian Dental plans offer annual roll over for
          unused benefit dollars.  You have the ability to roll over up to
          $450 per year.  Roll-over amount varies based on unused
          benefit dollars

          Find a Provider:
          1. Go to www.guardianlife.com
          2. Select “Connect with us” and then “Find a Provider”
          3. Select plan type and search by location



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