Page 10 - 2022 Benefit Guide Fives Inc
P. 10

Vision Coverage




                                    The VSP vision plan includes a comprehensive eye exam and savings on eyewear and eye care.
                                    Benefits are payable each calendar year.


                                    No ID Cards are necessary, simply notify your network vision provider that you have a VSP plan.
       Use Network providers for    The VSP provider, will verify your benefits and you will only pay the amount not covered by the
       the highest level of benefits.  plan at the time of purchase.


       To find a participating VSP  For additional savings on contacts and eyeglasses log into
       provider, visit www.vsp.com  your VSP account and shop on-line at Eyeconic.
       or call 800-877-7195.

                                                  In Network Benefits are listed below.
                  Benefit                           Standard Plan                      Enhanced Plan
                  Exam                         $10 copay then covered 100%         $10 copay then covered 100%

                  Frequency
                   Exam                                12 months                           12 months
                   Lenses                              12 months                           12 months
                   Frames (or contacts)                24 months                           12 months
                   Contacts (or frames)                12 months                           12 months

                                            $175 retail allowance; $225 for featured   $175 retail allowance; $225 for featured
                                            brands; $95 at Walmart/Sam’s/Costco.  brands; $95 at Walmart/Sam’s/Costco.
                  Frames
                                              20% discount over the allowance     20% discount over the allowance
                                                    $10 copay applies                  $10 copay applies


                  Lenses                      Covered at 100% after $10 copay    Covered at 100% after $10 copay
                   Single vision lenses      Discount on progressive and other lenses  Discount on progressive and other lenses
                   Lined Bifocal  / Trifocal lenses

                                                 $175 allowance; no copay           $175 allowance; no copay
                  Elective contact lenses
                                                Contact fitting fee – up to $60    Contact fitting fee – up to $60
                                           Additional glasses or sunglasses – 20% off  Additional glasses or sunglasses – 20% off
                  Extra Savings            Laser vision surgery: up to 15% on regular   Laser vision surgery: up to 15% on regular
                                                 or 5% on promotional pricing       or 5% on promotional pricing

                  Enahanced offers Choice                                       Additional $75 retail Frame Allowance
                    - each covered member can                                   Additional $75 Contact Lens Allowance
                    choose one of 5 upgrades              N/A                   Anti-Reflective coating – covered in full
                           annually                                             Photochromatic Lenses – covered in full
                  - Not available at Walmart, Sam’s or Costco                Premium Progressive Lenses – covered in full
                  Coverage Level                                2022 Vision Rates –Monthly
                  Employee                               $6.28                              $11.52
                  Employee +Spouse                       $12.58                             $23.10
                  Employee+Child(ren)                    $13.44                             $24.70
                  Family                                 $21.52                             $39.52

                  Covered Benefits for non-network providers include reimbursement up to dollar limits. Exam – up to $45; Frames (retail) – up to
                  $70; Lenses – single up to $30 and others up to $65; Contact Lenses – up to $105.  There are no additional out of network benefits
                  for the additional Choice benefits under the Enhanced Plan.   See the plan summary for additional details.



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