Page 7 - 2023 SpecialtyCare Hawaii Benefit Guide
P. 7

2023 Benefits Guide

        Medical Plan Provisions-HMSA

        SpecialtyCare offers a choice of medical plan options so you can choose the plan that best meets your needs
        and those of your family.
        Plan Provisions                              CompMED                                    PPP
                                          In-Network        Out-of-Network        In-Network         Out-of-Network
        Annual Deductible                   $0/$0                 $0                 $0/$0             $100/$300
        (Individual/Family Maximum)
        Out-of-Pocket Maximum                      $2,500/$7,500                            $2,500/$7,500
        (Includes Deductible)
        Lifetime Maximum                                                  Unlimited
        Preventative Care                   100%                 80%                 100%                 70%

        Primary Physician Office Visit    $14 co-pay             80%*             $12 co-pay             70%*
        Specialist Office Visit           $14 co-pay             80%*             $12 co-pay             70%*

                                                                                90%* (inpatient)
        X-Ray and Lab                       80%*                 80%*                                    70%*
                                                                                80%* (outpatient)
                                                                                Facility Fee: 90%
        Inpatient Hospital Services         80%*                 80%*             90%* (cutting)         70%*
                                                                               80%* (non-cutting)
                                                                                 90%* (cutting)
        Outpatient Hospital Services        80%*                 80%*                                    70%*
                                                                               80%* (non-cutting)
        Urgent Care                       $14 co-pay             80%*             $12 co-pay             70%*
        Emergency Room Care                 80%*                 80%*                80%*                70%*
        Retail Prescription Drugs
        (30-day supply)

          •   Generic                     $7 copay         $7 copay & 80%*         $7 copay         $7 copay & 80%*
          •   Brand Preferred             $30 copay        $30 copay & 80%*        $30 copay        $30 copay & 80%*
          •   Brand Non-preferred         $75 copay        $75 copay & 80%*        $75 copay        $75 copay & 80%*
        *After the deductible is met.
        Note:  This  is  a  summary  of  coverage  only.  Please  refer  to  the  summary  of  benefits  coverage  for  complete
        information.  In-network  services  are  based  on  negotiated  charges;  out-of-network  services  are  based  on
        Reasonable and Customary (R&C) charges.























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