Page 31 - Impact XM 2023 Benefit Guide

COVERAGE EXTENSION RIGHTS UNDER THE UNIFORMED SERVICES EMPLOYMENT AND REEMPLOYMENT RIGHTS ACT
(USERRA)
If you leave your job to perform military service, you have the right to elect to continue your existing employer-based
health plan coverage for you and your dependents (including spouse) for up to 24 months while in the military. Even if
you do not elect to continue coverage during your military service, you have the right to be reinstated in your employer’s
health plan when you are reemployed, generally without any waiting periods or exclusions for pre-existing conditions
except for service-connected injuries or illnesses.
GINA NOTICE TO AVOID PROVIDING GENETIC INFORMATION FOR WELLNESS PROGRAMS
The Genetic Information Nondiscrimination Act of 2008 (GINA) prohibits employers and other entities covered by GINA
from requesting or requiring genetic information of an individual or family member of the individual, except as specifically
allowed by this law. To comply with this law, we are asking that you not provide any genetic information when responding
to this request. “Genetic information” as defined by GINA, includes an individual’s family medical history, the results of an
individual’s or family member’s genetic tests, the fact that an individual or an individual’s family member sought or
received genetic services, and genetic information of a fetus carried by an individual or an individual’s family member or an
embryo lawfully held by an individual or family member receiving assistive reproductive services. Please do not include any
family medical history or any information related to genetic testing, genetic services, and genetic counseling or genetic
diseases for which an individual may be at risk.
MICHELLE’S LAW

Michelle’s Law permits seriously ill or injured college students to continue coverage under a group health plan when they
must leave school on a full-time basis due to their injury or illness and would otherwise lose coverage. The continuation of
coverage applies to a dependent child’s leave of absence from (or other change in enrollment) a postsecondary
educational institution (college or university) because of a serious illness or injury, while covered under a health plan. This
would otherwise cause the child to lose dependent status under the terms of the plan.
Coverage will be continued until:
1. One year from the start of the medically necessary leave of absence, or
2. The date on which the coverage would otherwise terminate under the terms of the health plan; whichever is earlier.
QUALIFYING EVENTS

Group health plans are required to offer special enrollment to otherwise eligible Associates, spouse and any new
dependents upon marriage, birth, adoption or placement for adoption, or when a loss of eligibility for other group health
plan or health insurance coverage occurs and when employer contributions toward other coverage cease. Accordingly, an
Associate who is otherwise eligible, but not enrolled for coverage, can enroll (and can also enroll a spouse and any new
dependents, if they are otherwise eligible under the plan) when any of these events occur, as long as notification is
provided within 30 days of the date the change became effective.

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