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SCHEDULE

            Warm-Up: Benefit Basics
                     Eligibility ………………………….…………………………………………….………………...4
                    Dependent Coverage …………….…………………………………………….……………….4
                    Qualifying Life Events ………… ….…………………………………………………………....4
                    When Benefits End …………….………………………………………….…………………….5
                    Continuation of Coverage ……………….……………………………….….………………….5
                    Coverage for Retirees ……………….……………………………………….…………………5

            First: Health & Wellness
                     Medical ………………..…………………………………………………………………………6
                     Dental ..……………..………………………………..…………………………………………..9
                     Vision ………………..………………………………………………………………………….10

            Second: Financial Security
                    Disability Insurance ………………..…………………………………………………….…….11
                    NY PFL ………………………………………………………………………………………….11
                     Life Insurance ……………..…………………………………………………………….……..12
                     Accidental Death & Dismemberment (AD&D) Insurance …………..……………….…….12

            Third: Retirement
                    401(k) Savings Plan ……………………..……………………………………………….……13
                    Pension Plan ……………...……………………………………………………………….…...13

            Home: Work/Life Balance
                    Health Care Assistance Plan ………………………..…………...………….…….……..…..14
                     Dependent Care Assistance Plan ……………..…………………………….…………..…..14
                     Employee Assistance Program ………………..…………………………….……....…..…..15
                     Business Resource Groups ……………………………………………….………………….15
                     Financial Wellness…………………………………………….……………………………….15
                    Tuition Reimbursement …………………………..……………………….………….…...…..16
                    Auto & Homeowner’s Insurance …………………..…………………………………...….....16
                    Commuter Benefits Plan ……….…………………..…………………………………...….....16

          Provider Lineup: Contact Information……….……...………………………………………………….17

          Extra Innings
                    Additional Benefits……………………………………....………………………………………18
                    Employee Information …………….…………………....………………………………………19

          Rule Book: Regulatory Notices …………………………..…………………………………………20-23
            Appendix: Supporting Documentation  …………………..……………………………………………25









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