Page 11 - C.J. Segerstrom 2022 Benefit Guide

LIFE INSURANCE AND DISABILITY

AND OTHER BENEFITS

What would your family do if your income was lost due to death or disability? Life and disability
insurance are important for your financial security.

Prudential Basic Life and AD&D Insurance CompPsych Employee Assistance Program
Life and AD&D insurance is an important part of your financial (EAP)
security, especially if you support a family. If you find yourself in need of some professional support
The Company provides basic life and AD&D insurance to all eligible to deal with personal, work, financial or family issues,
employees and their dependents at no cost. Coverage is automatic. your EAP can help. You and your immediate family
(spouse or domestic partner, dependent children, parents
Account Type Benefit and parents-in-law) can use the EAP for help with:

• 1x base annual earnings • Marriage and family problems
Employee
• Maximum benefit of $250,000 • Job-related issues
• Stress, anxiety and depression
Spouse/Domestic
Partner • $10,000 • Parent and child relationships
• Legal and financial counseling
Child • $5,000 per child
• Identity theft counseling
• Financial planning
Prudential Disability Insurance Coverage • Various other related issues
Disability insurance provides income replacement If you need help or guidance, call 1-800-311-4327 or
should you become disabled and unable to work due to a visit guidanceresources.com (Web ID: GEN311).
non-work- related illness or injury. The Company provides
eligible employees with disability income benefits at no cost as Health Advocate
shown below. Coverage is automatic. You do not need to enroll.
Health Advocate is free service that provides you with
confidential, unlimited access to a Personal Health
Coverage Benefit
Advocate who can help you and your eligible family
Long-Term • Covers 60% of your base annual earnings, to a members resolve health care related issues.
Disability $10,000 max Benefit begins after 90 days of Your Personal Health Advocate can help:
disability
• Find the right doctors
• Schedule appointments
Prudential Supplemental Life and AD&D Insurance
• Assist in the transfer of medical records
You have the opportunity to purchase additional Life and AD&D
• Work with insurance companies
insurance coverage for yourself and eligible family members at • Resolve benefit issues
affordable group rates. You pay 100% of the cost with after-tax
dollars through convenient payroll deductions. To get started, call 1-866-695-8622 or log on to
HealthAdvocate.com/members.
Account Type Benefit

• Increments of $10,000 to a max of $50,000
Employee
• Guarantee Issue: $150,000
• Increments of $5,000 up to the lesser of
Spouse/Domestic
Partner • 50% of employee’s amount or $250,000
• Guarantee Issue: $20,000
• Increments of $2,000 up to the lesser of 50% of
Child employee’s amount or $10,000 from live birth
to age 26 per child

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