Page 7 - C.J. Segerstrom 2022 Benefit Guide
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MEDICAL PLANS (continued)



                                               Aetna PPO $750 OAMC                          Aetna CDHP


         Plan Provisions                  In-Network         Out-of-Network        In-Network        Out-of-Network
                                                                                  $2,000 Single       $2,800 Single
         Annual Deductible                                                      $2,800 Individual    $2,800 Individual
           (Single/Family)               $750/$1,500         $1,500/$3,000       within a Family     within a Family
                                                                                  $4,000 Family      $5,600 Family
          Out-of-Pocket Maximum
         (Includes Deductible)           $3,000/$6,000       $6,000/$12,000      $4,000/$8,000       $8,000/$16,000
           Lifetime Maximum                         Unlimited                                Unlimited
         Preventive Care                  No Charge              40%*              No Charge             40%*

         Primary Physician Office Visit   $20 copay              40%*                20%*                40%*
          Specialist Office Visit         $25 copay              40%*                20%*                40%*
         Most X-Ray and Lab Services        20%*                 40%*                20%*                40%*

         Inpatient Hospital Services        20%*                 40%*               20%*                 40%*
         Outpatient Hospital Services       20%*                 40%*                20%*                40%*
           Urgent Care                    $35 copay              40%*                20%*                40%*
         Emergency Room Care             20% after $250 copay (deductible waived)             20%*
                                      $25 copay/$20 copay
         Chiropractic Care/Acupuncture                     40%*;  20 visits max   20%*; 20 visits max   40%*; 20 visits max
                                         (20 visits max)
         Prescription Drug Deductible
         (Individual/Family)                          None                           Medical Plan Deductible Applies
         Retail Prescription Drugs (30-day supply)
         Generic                          $10 copay           Not Covered          $10 copay          Not covered
         Brand Preferred                  $30 copay           Not Covered          $30 copay          Not covered
         Brand Non-Preferred              $50 copay           Not Covered          $50 copay          Not covered
         Mail Order Prescription Drugs (90-day supply)
         Generic                          $20 copay           Not Covered          $20 copay          Not Covered
         Brand Preferred                  $60 copay           Not Covered          $60 copay          Not Covered
         Brand Non-Preferred              $100 copay          Not Covered          $100 copay         Not Covered
         Bi-weekly Cost (non-tobacco)**
         Employee Only                               $103.75                                  $75.68
         Employee + Spouse                           $278.79                                 $226.79
         Employee + Child(ren)                       $233.40                                 $177.75
         Employee + Family                           $471.09                                 $405.38
         *After deductible is met
         **If you use tobacco, you will be charged an additional $50 per month.
         Note: This is a summary only of your coverage. In-network services are based on negotiated charges; out-of-network services are based on

        How to Find an Aetna PPO/HSA Provider:

        1.  Go to http://www.aetna.com/docfind/home.do
          2.  Continue as Guests

        3.  Select Plan From an Employer
        4.  Enter your zip code and click Search
        5.  Under Select a Plan look for Aetna Open Access Plan and circle Managed Choice POS (Open Access)
        6.  Under Category select first left box “Medical Doctors & Specialists”
        7.  Click on Doctors (Primary Care) box
        8.  Select your choice of Primary care physician

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