Page 7 - Ampact 2022 Benefit Guide
P. 7

Medical Plan Options


     There are three medical plan options to choose from for the 2022-2023 plan year. All three
       utilize the Open Access network with access to HealthPartners' Cigna National network. A
     high-level overview is below.






                                        $2,800-100%                 $1,500-100%                    $500-$25
                                    Embedded HSA Plan         Non-Embedded HSA Plan                PPO Plan
                                                 Out of                      Out of
                                 In-Network                  In-Network                    In-Network    Out of Network
      Plan Provision                            Network                     Network
      Ampact Contribution to HSA
      (Individual/Family)                $650/$650                    $650/$650                       N/A
      Annual Deductible
      (Individual/Family)        $2,800/$5,600   $8,500/$17,000   $1,500/$3,000   $4,500/$9,000   $500/$1,500   $3,000/$9,000
      Out-of-Pocket Maximum
      (Individual/Family)        $3,300/$6,600   $25,000/$50,000   $2,000/$4,000   $13,500/$27,000   $3,500/$7,000   $18,000/None

      Preventive Care               100%       You pay 50%      100%       You pay 50%       100%         You pay 50%

      Office Visit                100% after   You pay 50%    100% after   You pay 50%     $25 copay      You pay 50%
                                  deductible                  deductible
                                  100% after                  100% after    100% after
      Urgent Care Visit           deductible   You pay 50%    deductible    deductible     $25 copay       $25 copay

      Convenience Care Visit      100% after   You pay 50%    100% after   You pay 50%     $10 copay      You pay 50%
                                  deductible                  deductible
      Virtual Care – virtuwell/Dr.   100% after               100% after                    No cost-
      on Demand                   deductible   Not Covered    deductible   Not Covered      Unlimited     Not Covered
                                    ($59)
                                                                ($59)
      Inpatient Hospital Services   100% after   You pay 50%   100% after   You pay 50%   You pay 25%     You pay 50%
                                  deductible                  deductible                 after deductible   after deductible
      Outpatient Hospital Services   100% after   You pay 50%   100% after   You pay 50%   You pay 25%    You pay 50%
                                  deductible                  deductible                 after deductible   after deductible
                                  100% after    100% after    100% after    100% after    You pay 25%     You pay 25%
      Emergency Room Care         deductible    deductible    deductible    deductible   after deductible   after deductible

      Prescription Drugs                 In Network                  In Network
      (31 Day Supply)              Select Preventive Rx Drugs    Select Preventive Rx Drugs
         •   Generic                 $0 Generic $50 Brand        $0 Generic $50 Brand      $15 copay
                                                                                           $50 copay
         •   Brand                All other formulary drugs are   All other formulary drugs are   $100 copay   50% coinsurance
                                    covered 100% after the
                                                                covered 100% after the
         •   Non-Formulary         deductible – Non-formulary   deductible Non-formulary drugs   25% up to $500   at retail
         •   Specialty            drugs have 20% coinsurance   have 20% coinsurance after the
                                      after the deductible           deductible
                                        Out of Network              Out of Network
                                    50% coinsurance at retail   50% coinsurance at retail
      Mail Order                 Deductible/                 Deductible/
      (93 Day Supply)            Coinsurance   Not Covered   Coinsurance   Not Covered      3 copays      Not Covered

                          The deductible & out-of-pocket maximum accumulates August 1 through July 31.



                                                                                                   5                7
           Effective August 1, 2022-July 31, 2023
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