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VISION COVERAGE


        The Down East Wood Ducks now offer two vision  plans  with Highmark Vision (through the Davis Vision network).

        Your vision plans provide coverage for routine eye exams and pays for all or a portion of the cost of glasses or contact lenses.
        Both plans offer you and covered family members complete vision coverage within the Highmark/Davis Vision Clear Advantage
        V Network. There are also additional discounts available on eye wear upgrades. The plans also offer Lasik at a discount.



         Benefit                                    Base Vision Plan                       Buy-up Vision Plan

         Frequency
                                 Exam                  12 months                               12 months
                                Lenses                 12 months
                               Frames                  12 months                               12 months
                                                                                               12 months
         Exam                                          $10 copay                                  $0




         Frames                         Member pays $40 plus retail amount over $70 minus    $60 Allowance
                                                         10%



         Lenses
                                Single                   $35                                      $0
                                Bifocal                  $55                                      $0
                                Trifocal                 $65                                      $0
                              Lenticular                 $110                                     $0
                                       Collection:  N/A                         Collection:  Covered in Full
         Contact Lenses
                                        Conventional:  20% off providers charge   Conventional:  up to $85
                                       Disposable: 10% off providers charge     Disposable: up to $85

                              To locate a participating vision provider, go to:www.highmarkbcbs.com


                                                                Base Vision Plan             Buy-Up Vision Plan
         Highmark Vision Plan
                                                                     Monthly                       Monthly

         Employee Only                                                 $1.77                        $7.59

         Employee + Child(ren)                                         $3.81                       $22.03
         Employee + Spouse                                             $3.81                       $22.03

         Family                                                        $3.81                       $22.03


                                          The above is a summary of this benefit option.
                               Click here for more detailed information on this available benefit option.




        2023 Down East Wood Ducks Benefit Guide                                                              Page 10
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