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MEDICAL COVERAGE

Your Medical Plan – Highmark BCBS HIGHMARK BCBS VALUE ADDED
It’s more important than ever and legally required to BENEFITS AND WEBSITE CAPABILITIES
have medical coverage to help protect you and your
family both physically and financially. The Down East Wood Ducks offer numerous value-
added services and website capabilities through our
You share in the cost of the coverage by medical carrier, Highmark BCBS. The following
contributing through pre-tax payroll deductions. services help you be the best you and as well as
accomplishing the most cost-effective ways of seeking
PPO Plan medical care, the following links will be very beneficial:
This Highmark BlueCross BlueShield PPO Plan offers
you the freedom of choice. The PPO offers referral-free • Highmark Health/Personal Wellness Coach
access to any provider you choose, however, for this • Care Cost Estimator
•
Blue 365 Wellness and Discounts
flexibility, higher out of pocket expenses like premiums, • Virtual Doctor’s Visit
deductibles & coinsurance may apply. • Baby Blue Prints
• WINFertility
You will have great benefits and less out-of-pocket • Highmark Mobile App
expenses if you go to providers in this network. • Baseball Dedicated Customer Service Unit
• Nurse Care/Case Management
• Prescription Drug Information
• Sharecare
• Health Wire Mobile Messaging

When choosing your benefits,
think about...

 Does your spouse have coverage available Need help locating a provider?
through his/her employer? How does that Go to: www.highmarkbcbs.com
coverage compare with these plans?

 If you and our spouse cover each other under
your separate company plans, could you
each elect individual coverage under your
company plans and save money?

 If you and your spouse both cover your
children under your separate company plans,
could you save money by one of you
covering your children and the other
selecting individual coverage?

2023 Down East Wood Ducks Benefit Guide Page 6