Page 2 - AFL 2022 New Hire Guide with Legal Notices

YOUR AFL TELECOMMUNICATIONS BENEFITS

We understand the important role that benefits play in the lives of you and your family. As a new hire, and then
annually during open enrollment in the fall, you have an opportunity to make changes to your benefits package to
ensure you and your family have the right coverage.

This benefits guide can help familiarize you with AFL's benefit options. It also provides useful tips, tools and
resources to help you think through your options and make wise decisions. As you prepare to enroll:

΅ Consider your benefit coverage needs for the upcoming year. For example, is your family financially protected if
you can’t work due to an accident or illness?
΅ Consider other available coverage.
΅ Gather information you’ll need. If you are covering dependents, you will need their dates of birth and Social
Security numbers. In addition, you may need to provide legal documentation verifying their eligibility — such as
a marriage license or birth certificate.
Getting the most value from your benefits depends on how well you understand your plans and how you choose
to use them. Be sure to read this entire guide for important information about your benefit options.

TABLE OF CONTENTS

3 Benefit basics 11 Dental plan

4 Eligibility 12 Vision plan

5 Medical and pharmacy plan 13 Life insurance and disability

7 Pharmacy coverage 14 Pet insurance

8 Naturally Slim® 15 Glossary

9 Health Savings Account 16 Contact information

10 Flexible Spending Accounts

Enrolling in Your Benefits

Go to Register or Begin the benefits Elect the benefits Save or submit Print a copy of your
https://E32.ultipro.com log in enrollment process you want your elections elections for your records

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