Page 6 - AFL 2022 New Hire Guide with Legal Notices
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MEDICAL AND PHARMACY COVERAGE





                                                                                  HDHP with HSA

          Medical Plan Provisions                                      In-Network                Out-of-Network

         Annual Deductible (Individual/Family)                       $3,000/$6,000              $6,000/$12,000
         Out-of-Pocket Maximum (Includes Deductible)                  $6,550/$13,100            $13,100/$26,200
         Preventive Care                                             Covered at 100%              Not covered
                                                                                                                                         Amount you pay after deductible
         Primary Care Provider Office Visit                      $30 copay after deductible          50%

         Specialist Office Visit                                 $60 copay after deductible          50%
         X-Ray and Lab                                                    30%                        50%
         Inpatient Hospital Services                                      30%                        50%
         Outpatient Hospital Services                                     30%                        50%
         Urgent Care                                             $60 copay after deductible          50%
         Emergency Room                                                                30%

         Pharmacy Provisions                                           In-Network                Out-of-Network
         Prescription Drug Deductible (Individual/Family)               Medical deductible applies before copays

         Retail pharmacy (up to a 30-day supply)
         Generic                                                                     $10 copay
         Brand Preferred                                                             $40 copay
         Brand Non-Preferred                                                         $55 copay
         Specialty                                                                  $100 copay

         Diabetic Medication                                                         $20 copay
         Mail Order Pharmacy (90-day supply)
         Generic                                                                     $25 copay
         Brand Preferred                                                            $100 copay
         Brand Non-Preferred                                                       $137.50 copay
         Specialty                                                                  $200 copay

         Diabetic Medication                                                         $50 copay

















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