Page 3 - ECRM 2022 Benefit Guide (OH)

YOUR BENEFITS | who pays what?

Eligibility
You are eligible for the benefits described here if you are a regular full-time employee
working at ECRM at least 30 hours per week. Your spouse and/or dependent children may
be eligible for some benefits, including:
• Medical
• Dental
• Vision
• Basic Life and AD&D - Employee Only
• Optional and Dependent Life Insurance
• Short-Term Disability - Employee Only
• Long -Term Disability - Employee Only
• 401(k) Program

Your Benefits and Your Cost
ECRM provides benefits that help protect your health, wealth and well being. The company
provides some benefits at no cost to you, some you pay for, and other benefit costs are
shared between ECRM and you. This mix-and-match arrangement allows you to create the
best benefits program that fits your needs and your lifestyle.

BENEFIT WHO PAYS? PRE-TAX BENEFIT

Medical ECRM & You Pre-Tax
Dental ECRM & You Pre-Tax
Vision ECRM & You Pre-Tax
Basic Life and AD&D Insurance ECRM N/A
Optional Life Insurance You After-Tax
Optional Dependent Life Insurance You After-Tax
Short-Term Disability ECRM N/A

Long-Term Disability ECRM N/A
ECRM 401(k) ECRM & You Tax Deferred

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