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Universal Life Insurance With
Long-Term Care Benefits
Life and Long-term care insurance are vital parts of financial and retirement planning. It helps pay for expenses that
aren’t covered by traditional medical insurance, long-term disability insurance, or Medicare. The Universal LifeEvents
product with Trustmark includes life insurance with a long-term care benefit that can pay for coverage in your home,
your community, assisted living facility or nursing home at any age.
For more information about Universal Life Insurance with Long Term Care benefits or to request a quote, please visit:
https://sofi.yourcare360.com.
LIFE INSURANCE WITH LONG TERM CARE BENEFIT
Class Description All full-time employees working 30 hours or more per week
PLAN PROVISIONS
Guarantee Issue Amount (GI): $150,000. Higher benefit amounts require additional health questions.
Employee Benefit Employees choose a life benefit up to $300,000. Long Term Care rider pays 4% of life benefit up to
Amount
25 months.
Benefits at age 70 At age 70 or the 15th policy year, the death benefit reduces to 1/3 and your LTC benefit stays the same.
If you become totally disabled and unable to work, Trustmark will continue your policy without further
Waiver of Premium
premium payments.
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