Page 14 - Mitsubishi-2022-Benefit Guide-MCPP-V9(JO)-LRI_Neat

Voluntary plans

Accident Insurance Critical Illness Insurance
Accident Insurance provides benefits to help cover the Critical Illness Insurance provides cash to help pay for
costs associated with unexpected bills due to covered both medical expenses not covered by your medical plan
accidents, regardless of any other insurance you have. as well as day-to-day expenses that may start to add up —
If you purchase coverage and are hurt in a covered like rent, mortgage, car payments, etc. — while you are ill.
accident, you will receive a cash benefit for covered With Critical Illness Insurance, if you are diagnosed with a
injuries that you may spend as you like. covered illness, you get a lump-sum cash benefit, even if
you receive other insurance benefits.
Coverage amounts
Cash benefit based on type of accident Coverage amounts
(ranges from $50 - $50,000).
Employee Spouse Child(ren)
Examples of covered injuries:* $5,000, $10,000, 50% of employee 25% of employee

● Broken bones $15,000 or coverage amount coverage amount
Burns $20,000
●
Torn ligaments
● Examples of covered illnesses:*
● Cuts repaired by stitches
● Cancer
Eye injuries
●
● Heart attack
Ruptured discs
●
● Major organ failure
● Concussion
● End-stage renal (kidney) failure
Coronary artery bypass graft surgery
●
Stroke
●
Your initial benefit provides a lump-sum payment upon
the first diagnosis of a covered condition. Your plan pays
a recurrence benefit at 100% of the initial benefit for the
following covered conditions: A separation period of 180
days is required between diagnoses of the same illness
*See schedule of benefits for additional information. for a benefit to be paid for the subsequent diagnosis.

14