Page 15 - Immucor Benefit Guide
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Voluntary plans
Accident Insurance Hospital Indemnity Insurance
AccidentInsuranceprovidesbenefitsto help cover the costs Hospital Indemnity Insurance provides a fixed lump-sum
associated with unexpected bills due to covered accidents, payment that can help cover hospital expenses not covered
regardless of any other insurance you have. If you purchase by insurance, or to pay for expenses while you, your spouse/
coverage and are hurt in a covered accident, you will receive domestic partner and/or dependents are in the hospital.
a cash benefit for covered injuries that you may spend as • The plan pays $1,000 (limit of 1 time per
you like.
insured and 3 admissions per covered
family) for the initial hospital admission, as
well as $100 per day,for up to 15 days (one
Examples of covered: time per plan year), that an individual is
• Broken bones hospitalized.
• Burns • FullyPortable
• Torn ligaments • Dependent age limit – Childbirth to 26years
• Cuts repaired bystitches Please note: This benefit is not payable for emergency room
• Eye injuries treatment, outpatient surgery or treatment, or a hospital stay
• Ruptureddiscs of less than 20 hours in an observation unit, or when a charge
• Concussioninjuries for room and board is not made.
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