Page 14 - Immucor Benefit Guide

Life insurance and disability

Life and AD&D Insurance Disability Insurance
Immucor provides basic life and AD&D insurance foremployees Disability insurance provides income replacement should you
and offers voluntary insurance options for employees and become disabled and unable to work due to a non-work-
their dependents. related illness or injury. Immucor provides eligible associates
with disability coverage at no cost as shown below. Coverage
Basic Life and AD&D Insurance is automatic; you do not need to enroll.
Life insuranceis an important part of yourfinancialwellbeing,
Coverage Benefit
especially if others depend on you for support. Immucor
provides basic life and accidental death and dismemberment Short-Term  60% of your weekly salary, to a maximumof
insurance to all eligible associates at no cost equal to 2 times Disability $1,750 per week for the first 11 weeks (13 if
yourbase annualearnings, up to a maximum of $500,000. there is a hospital stay at the onset). There is
a 14-day elimination period for Accident or
Coverage is automatic; you do not need to enroll.
Illness (waived if there is a hospital stay at the
onset)
Voluntary Life and AD&D Insurance
Long-Term
You may choose to purchase additional life and AD&D  60%of your base salary,to a maximum of
Disability $7,000 per month if you are disabled and are
coverage for yourself and your dependents at affordable
group rates. Rates are based on age and the coverage unable to work for more than 90 days.
 Benefits are offset with other sources of
level chosen.
income,such as SocialSecurity and Workers’
Compensation.
Voluntary Life and AD&D Insurance for you
Employee
Family Medical Leave Act (FMLA)
 Incrementsof $10,000up to 2x your base annual salary
 Up to a $500,000maximum If you have been with the company for 12 months,
 Guaranteed issue up to $200,000 you may be eligible for up to 12 work weeks of unpaid
leave per year under the Family and Medical Leave Act
Voluntary Life and AD&D Insurance (FMLA). FMLA can be used for an illness of your own,
for your dependents
care needed for a family member, care for a newborns
Spouse Child(ren) and certain other medical needs.
 Increments of$5,000  Ages 14 days to 26years
(not to exceed 50% of your (26 if full timestudent):
voluntary life and AD&D $5,000 or $10,000 as long as
coverage) the employee is participant
 Up to a $250,000maximum in the voluntaryplan.
 Guaranteed issueup  Guarantee Issue up
to $25,000 to $10,000

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