Page 3 - AFL 2022 Grandfathered Guide with Legal Notices
P. 3

BENEFIT BASICS




        AFL pays for some of your benefits
        and you share the cost for others,     Benefit                            Tax Treatment        Who Pays
        as shown here.                         Medical and Pharmacy                   Pretax           AFL & You

                                               Dental                                 Pretax           AFL & You
                                               Vision                                 Pretax           AFL & You

                                               Health Savings Account                 Pretax              You
                                               Flexible Spending Accounts             Pretax              You
                                               Basic Life and Accidental Death &     After-tax            AFL
                                               Dismemberment (AD&D) Insurance
                                               Voluntary Life and AD&D Insurance     After-tax            You
                                               Short-Term Disability                 After-tax            You

                                               Long-Term Disability                  After-tax            You
                                               Pet Insurance                         After-tax            You

                                               401(k) Retirement Savings Plan    Pretax or After-tax   AFL & You
















































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