Page 157 - 2022 Washington Nationals Flipbook

Table of Contents

COVERAGE FEATURES .............................................................................................. 1
GENERAL POLICY INFORMATION ......................................................................... 1
BECOMING INSURED ........................................................................................... 1
PREMIUM CONTRIBUTIONS.................................................................................. 2
SCHEDULE OF INSURANCE.................................................................................. 3
REDUCTIONS IN INSURANCE ............................................................................... 6
OTHER BENEFITS................................................................................................. 6
OTHER PROVISIONS ............................................................................................. 6
ERISA SUMMARY PLAN DESCRIPTION INFORMATION .......................................... 8

LIFE INSURANCE ....................................................................................................... 9
A. Insuring Clause............................................................................................... 9
B. Amount Of Life Insurance................................................................................ 9
C. Changes In Life Insurance ............................................................................... 9
D. Repatriation Benefit ........................................................................................ 9
E. Suicide Exclusion: Life Insurance .................................................................... 9
F. When Life Insurance Becomes Effective.......................................................... 10
G. When Life Insurance Ends............................................................................. 10
H. Reinstatement Of Life Insurance.................................................................... 11

DEPENDENTS LIFE INSURANCE .............................................................................. 11
A. Insuring Clause............................................................................................. 11
B. Amount Of Dependents Life Insurance........................................................... 11
C. Changes In Dependents Life Insurance .......................................................... 11
D. Suicide Exclusion: Dependents Life Insurance .............................................. 12
E. Definitions For Dependents Life Insurance..................................................... 12
F. Becoming Insured For Dependents Life Insurance .......................................... 12
G. When Dependents Life Insurance Ends.......................................................... 13

ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE...................................... 13
A. Insuring Clause............................................................................................. 13
B. Definition Of Loss For AD&D Insurance ......................................................... 13
C. Amount Payable ............................................................................................ 14
D. Changes In AD&D Insurance......................................................................... 14
E. AD&D Insurance Exclusions.......................................................................... 14
F. Additional AD&D Benefits.............................................................................. 14
G. Becoming Insured For AD&D Insurance ........................................................ 16
H. When AD&D Insurance Ends ......................................................................... 16

ACTIVE WORK PROVISIONS ..................................................................................... 17
PORTABILITY OF INSURANCE .................................................................................. 17
WAIVER OF PREMIUM .............................................................................................. 18
ACCELERATED BENEFIT.......................................................................................... 19
RIGHT TO CONVERT ................................................................................................ 21
CLAIMS .................................................................................................................... 22
ASSIGNMENT ........................................................................................................... 24
BENEFIT PAYMENT AND BENEFICIARY PROVISIONS ............................................... 24
ALLOCATION OF AUTHORITY ................................................................................... 27
TIME LIMITS ON LEGAL ACTIONS ............................................................................ 27
INCONTESTABILITY PROVISIONS ............................................................................. 27
CLERICAL ERROR AND MISSTATEMENT .................................................................. 28
TERMINATION OR AMENDMENT OF THE GROUP POLICY ........................................ 28
DEFINITIONS............................................................................................................ 29
ERISA INFORMATION AND NOTICE OF RIGHTS........................................................ 31