Page 87 - 2022 Washington Nationals Flipbook

Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2019 - 12/31/2019

Highmark Blue Cross Blue Shield: Washington Nationals Coverage for: Individual/Family Plan Type: HDHP

The Summary of Benefits and Coverage (SBC) document will help you choose a health plan. The SBC shows you how you and the plan would
share the cost for covered health care services. NOTE: Information about the cost of this plan (called the premium) will be provided separately.
This is only a summary. For more information about your coverage, or to get a copy of the complete terms of coverage, please visit www.highmarkbcbs.com or call
1-800-701-2324. For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment, deductible, provider, or other
underlined terms see the Glossary. You can view the Glossary at www.HealthCare.gov/sbc-glossary/ or call 1-800-701-2324 to request a copy.

Important Questions Answers Why this Matters:

What is the overall $1,350 individual/$2,700 family Generally, you must pay all of the costs from providers up to the deductible amount
deductible? combined network and out-of-network. before this plan begins to pay. If you have other family members on the policy, the
overall family deductible must be met before the plan begins to pay.

Are there services Network deductible does not apply to This plan covers some items and services even if you haven’t yet met the deductible
covered before you meet preventive care services. amount. But a copayment or coinsurance may apply. For example, this plan covers
your deductible? certain preventive services without cost-sharing and before you meet your deductible.
Copayments and coinsurance amounts See a list of covered preventive services at
Are there other deductibles don’t count toward the network https://www.healthcare.gov/coverage/preventive-care-benefits/.
for specific services? deductible.
What is the out-of-pocket limit No. You don’t have to meet deductibles for specific services.
for this plan?
$1,500 individual/$3,000 family network The out-of-pocket limit is the most you could pay in a year for covered services. If you
What is not included in the out-of-pocket limit up to a total maximum have other family members in this plan, the overall family out-of-pocket limit must be
out–of–pocket limit? out-of-pocket of $1,500 individual/$3,000 met.
family.
$3,600 individual/ $6,000 family out-of- Even though you pay these expenses, they don't count toward the out-of-pocket limit.
network.

Network: Premiums, balance-billed
charges, and health care this plan
doesn't cover do not apply to your total
maximum out-of-pocket.

Out-of-network: Premiums, balance-
billed charges, and health care this plan
doesn’t cover.

An example of a benefit book can be found at https://shop.highmark.com/sales/#!/sbc-agreements. 1 of 9
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