Page 21 - Eden Housing 2022 Benefit Guide

LTD coverage replaces 60% of your base salary to a monthly maximum of $5,000 (for those earning under
$125,000) or to a maximum of $13,000 (for those earning over $125,000) if you are disabled for more than 90
days and are unable to work. You will continue to receive benefits if you meet the definition of disability or
reach your Social Security Normal Retirement Age.

Your LTD coverage is listed in the table below:

Long-Term Disability (LTD)

Percent of Earnings Monthly Maximum Elimination Period Maximum Duration
$5,000 (earning under $125,000)
60% 90 days Up to Social Security
Normal Retirement Age
$13,000 (earning over $125,000)
Benefits are reduced by other sources of disability income you may qualify for such as Social Security and
Workers’ Compensation.

Identity Theft Coverage – We’re Looking Out for You

Allstate is a proactive monitoring service that alerts you at the first sign of fraud and fully restores your
identity. The Allstate identity protection plan provides credit monitoring, dark web monitoring, and full
restoration services to help detect and recover from identity theft quickly.

Personal case managers offer step-by-step assistance if you experience identity theft. You have access to
credit monitoring, credit card fraud assistance, and can get help with emergency travel arrangements.

Individual/Employee - $7.95 per employee per person per month
Family (Employee + up to 4 additional people) - $13.985 per month

For more information or to enroll in the plan, call 1-800-789-2720 or go online to www.myaip.com

Voluntary Workplace Benefits

After an accident, critical illness, or hospitalization, unexpected costs can soon add up. Your medical and
disability insurance may not be enough to cover all these extra expenses. MetLife offers some easy and
reassuring ways to protect your finances while complementing your existing benefits through Accident,
Critical Illness and Hospital Indemnity Insurance.

Learn more about these benefits and how you can protect your finances in the event of an accident or
unexpected illness, please contact 1-800-GET-MET8 (800-438-6388) Monday through Friday 8 am – 8 pm EST
to speak to a MetLife Benefits Consultants.

20