Page 3 - 2023 Microbe Benefit Guide
P. 3
Benefit Basics
Your benefits are a partnership between you and Microbe Formulas. The table below outlines how you
and Microbe Formulas share costs for benefits. The tax treatment shows whether your contribution is
taken from your paycheck before or after taxes.
Benefit Tax Treatment Who Pay
Medical and Pharmacy Pretax Company & You
Dental Pretax You
Vision Pretax You
Health Savings Account Pretax Company & You
Flexible Spending Accounts Pretax You
Basic Life and Accidental Death & Dismemberment
(AD&D) Insurance After-tax Company
Voluntary Life and AD&D Insurance After-tax You
Short-Term Disability After-tax You
Long-Term Disability After-tax You
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