Page 234 - Washington Nationals 2023 Benefits Guide -10.26.22_Neat
P. 234

What You Will Pay
          Common Medical          Services You May Need                                                                Limitations, Exceptions, & Other
                Event                                            Network Provider (You     Out-of-Network Provider          Important Information
                                                                   will pay the least)      (You will pay the most)
         If you have a test   Diagnostic test (x-ray, blood work)  10% coinsurance        20% coinsurance            Precertification may be required.
                              Imaging (CT/PET scans, MRIs)     10% coinsurance            20% coinsurance            Precertification may be required.
         If you need drugs    Generic drugs                    $10 copay/prescription     Not covered                Up to 34-day supply or 100 units,
         to treat your illness                                 (retail)                                              whichever is greater, retail pharmacy.
         or condition                                          $20 copay/prescription                                Up to 90-day supply mail order.
                                                               (mail order)
         More information                                      Deductible does not apply.
         about prescription   Formulary Brand drugs            $15 copay/prescription     Not covered
         drug coverage is                                      (retail)
         available at                                          $30 copay/prescription
         www.highmarkbcbs.                                     (mail order)
         com/find-a-                                           Deductible does not apply.
         doctor/#/drug.       Non-Formulary Brand drugs        $30 copay/prescription     Not covered
                                                               (retail)
                                                               $60 copay/prescription
                                                               (mail order)
                                                               Deductible does not apply.
         If you have          Facility fee (e.g., ambulatory   10% coinsurance            20% coinsurance            Precertification may be required.
         outpatient surgery   surgery center)
                              Physician/surgeon fees           10% coinsurance            20% coinsurance            Precertification may be required.
         If you need          Emergency room care              10% coinsurance after $50   10% coinsurance after $50   Copay waived if admitted as an
         immediate medical                                     copay/visit                copay/visit                inpatient.
         attention                                             Deductible does not apply.  Deductible does not apply.
                              Emergency medical transportation  10% coinsurance           10% coinsurance            −−−−−−−−−−−none−−−−−−−−−−−
                                                               Deductible does not apply.  Deductible does not apply.
                              Urgent care                      $20 copay/visit            20% coinsurance            −−−−−−−−−−−none−−−−−−−−−−−
                                                               Deductible does not apply.
         If you have a        Facility fees (e.g., hospital room)  10% coinsurance        20% coinsurance            Precertification may be required.
         hospital stay                                                                                               Out-of-network: Failure to precertify will
                                                                                                                     result in benefits payable being
                                                                                                                     reduced by $250.
                              Physician/surgeon fees           10% coinsurance            20% coinsurance            No charge for second surgical opinion.
                                                                                                                     Precertification may be required.


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