Page 235 - Washington Nationals 2023 Benefits Guide -10.26.22_Neat
P. 235

What You Will Pay
          Common Medical          Services You May Need                                                                Limitations, Exceptions, & Other
                Event                                            Network Provider (You     Out-of-Network Provider          Important Information
                                                                   will pay the least)      (You will pay the most)
         If you need mental   Outpatient services              $20 copay/visit            20% coinsurance            Precertification may be required.
         health, behavioral                                    Deductible does not apply.
         health, or           Inpatient services               No charge                  20% coinsurance            Precertification may be required.
         substance abuse                                       Deductible does not apply.                            Out-of-network: Failure to precertify will
         services                                                                                                    result in benefits payable being
                                                                                                                     reduced by $250.
         If you are pregnant  Office visits                    10% coinsurance            20% coinsurance            Cost sharing does not apply for
                              Childbirth/delivery professional   10% coinsurance          20% coinsurance            preventive services.
                              services                                                                               Depending on the type of services, a
                              Childbirth/delivery facility services  10% coinsurance      20% coinsurance            copayment, coinsurance, or deductible
                                                                                                                     may apply.
                                                                                                                     Maternity care may include tests and
                                                                                                                     services described elsewhere in the
                                                                                                                     SBC (i.e. ultrasound.)
                                                                                                                     Network: The first visit to determine
                                                                                                                     pregnancy is covered at no charge.
                                                                                                                     Please refer to the Women’s Health
                                                                                                                     Preventive Schedule for additional
                                                                                                                     information.
                                                                                                                     Precertification may be required.
                                                                                                                     Out-of-network: Failure to precertify will
                                                                                                                     result in benefits payable being
                                                                                                                     reduced by $250.





















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