Page 13 - 2023 SpecialtyCare Puerto Rico Benefit Guide
P. 13

2023 Benefits Guide

        Voluntary Identity Theft-ID Watchdog

        Twenty-seven million Americans already subscribe to some form of identity theft        DID YOU KNOW?
        protection,  and  43%  indicated  they'd  take  advantage  of  an  identity  theft
        protection  product  offered  by  their  employer  as  an  employee  benefit.  ID   The average victim will lose
        Watchdog  is  a  leading  provider  of  comprehensive  identity  monitoring  as  a   $4,841. For an employee
        deterrent against identity theft. Our proprietary identity monitoring solutions cover   making $50,000 per year,
        every angle of your identity to help you make sure your identity is safe and secure.   that’s 1.5 months of take
        They provide the most comprehensive products available at exclusive prices only   home pay.
        available through your benefits program.                                         Victims of new account

        The  bi-weekly  cost  for  this  plan  is  $4.59  for  single  coverage  or  8.28  for  family   fraud spend an average of
        coverage.                                                                        330 hours repairing the
                                                                                         damage of identity theft,
            IDENTITY THEFT   Experts work on your behalf to fully restore your identity to pre-theft condition.   taking place during
               ID  Watchdog  will  proactively  monitor  Credit,  Non-Credit Loans,  Public records,
                                                                                         with a majority of the work
               Internet, and National Provider ID.
                                                                                         business hours.
               Monitor  your  credit  report  and  alert  you  when  any  changes  are  detected,
                                                                                         50% of victims say their
               maintaining an entire alert history for as long as you keep your account.
                                                                                         credit/ debit card was
               Monitor  new  account  applications from checking,  savings,  brokerage,  wireless
                                                                                         negatively impacted.
               retail  charge  card,  utility,  payday,  auto,  home  loans,  and  credit  card
               applications.



        Paid Time Off (PTO)

        SpecialtyCare  regular  full-time  and  part-time  clinical  Associates  in  Puerto  Rico  have  opportunities  to
        enjoy  time  away  from  work  to  help  balance  their  lives.  The  administration  of  the  PTO  Plan  is  per
        SpecialtyCare's policy and other provisions required by Puerto Rico law. New clinical Associates begin
        accruing  PTO  in  the  first  pay  period  following  30  days  of  service.  All  associates  must  obtain  their
        supervisor's approval when scheduling PTO time for vacation, holiday, or other leave purposes.

        The accrual of PTO hours is calculated per an Associate's standard weekly hours and is prorated for
        standard hours less than 40 per week.

              PTO Hours Accrued  Per Pay
                         Period                         Annual Accrual                Maximum PTO Hours (CAP)
                          8.31                                216                                432


        Associates in Puerto Rico may accrue a maximum amount of two times the annual PTO accrual ("the
        cap"). Once the cap is reached, in lieu of the ongoing accrual, the Associate will be paid twice the
        base pay rate for the excess PTO  hours accumulated above the cap until the PTO balance falls below
        the cap. PTO hours are paid based on the Associate's regular daily work hours, up to a maximum of 8
        hours. PTO hours are payable at the Associate's base pay rate.








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