Page 37 - OpenX 2022 Book of Benefits

401(K) RETIREMENT SAVINGS PLAN

Whether retirement is way down the road or just around the corner, it’s important to have savings
goals and specific investment objectives. To help you meet your goals and objectives, we offer a 401(k)
Retirement Savings Plan, administered by Fidelity, with multiple investment options and a company
match. Key details and features of our plan are listed below.

EMPLOYEE CONTRIBUTIONS EMPLOYER CONTRIBUTIONS

Contribute up to $20,500 in 2022, and if you are age The company will match up to 6% of your
50 or older, you can contribute up to an additional deferral contributions at $0.50 per $1 saved.
$6,500 as a “catch-up” contribution. For example, if 6% of your base salary is
$5,000, the company match would be
Contributions may be made on a pre-tax or Roth
$2,500, or 50%.
after-tax basis. To make it easier for you to save, the
plan offers annual savings adjustments to help you
set aside extra money automatically. Your savings
rate will increase 1% each year in February until you
reach 12%.

If you have contributed to a 401(k) at another employer in this same calendar year, this applies to
your total contributions across all plans. Please contact Total Rewards for additional info to ensure you
don’t exceed your individual maximum. For more information, refer to the Summary Plan Description
for the OpenX Technologies, Inc 401(k) savings plan.

More Information:

» Newly eligible employees will be auto-enrolled at 6% after 30 days.

» You can enroll in the plan and make changes to your contributions at any time.

» Fidelity has many different investment options for you to choose from, along with tools and
resources you can use to determine which options best meet your investment objectives.

» Your contributions, employer match, rollovers and any earnings are always 100% vested
immediately.

» Please refer to the 401(k) brochure on the Wiki for additional info, instructions on how to opt-out
and how to contribute at a different percentage.
For additional details about the 401(k) Retirement Savings Plan or to enroll or change your contribution
rates or investment elections, visit 401k.com or call Fidelity at 1-800-294-4015.

WEALTH CARE | 34