Page 5 - Tessenderlo Kerley, Inc 2022 Benefit Guide
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MEDICAL AND PHARMACY PLAN OVERVIEW
We offer a medical plan through BlueCross BlueShield (BCBS) with coverage for prescription drugs.
Understanding how your plan works
1. Your deductible 2. Your coverage 3. Your out-of-pocket maximum
You pay out-of-pocket for most medical Once your deductible is met, you and the When you reach your out-of-pocket
and pharmacy expenses, except those with plan share the cost of covered medical maximum, the plan pays 100% of covered
a copay, until you reach the deductible. and pharmacy expenses with coinsurance. medical and pharmacy expenses for the
The plan will pay a percentage of each rest of the plan year. Your deductible and
eligible expense, and you will pay the rest. coinsurance apply toward the out-of-pocket
maximum eligible health care expenses.
WELCOME BENEFIT BASICS MEDICAL DENTAL VISION FSA ADDITIONAL BENEFITS 401(k) CONTACTS LEGAL RIGHTS 5
