Page 18 - Zenoss, Inc 2022 Flipbook
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Life Insurance and Disability – The Hartford





        Life and AD&D Insurance                                 Disability Insurance
        Zenoss, Inc. provides basic life and AD&D insurance for   Disability insurance provides income replacement
        employees and offers voluntary insurance options for    should you become disabled and unable to work due
        employees and their dependents.                         to a non-work-related illness or injury. Zenoss, Inc.
                                                                provides eligible associates with disability coverage at
        Basic Life and AD&D Insurance                           no cost as shown below. Coverage is automatic; you do
                                                                not need to enroll.
        Life insurance is an important part of your financial
        wellbeing, especially if others depend on you for support.
        Zenoss, Inc. provides basic life and accidental death and   Coverage                 Benefit
        dismemberment insurance to all eligible associates at
        no cost equal to 1x your base annual earnings, up to a    Short-Term   •  60% of your weekly salary, to a maximum of
                                                                               $2,000 per week for the first 13 weeks of a
                                                                  Disability
        maximum of $250,000. Coverage is automatic; you do                     disability on the 1st day due to injury and after
        not need to enroll.                                                    the one week waiting period due to sickness.
                                                                  Long-Term   •  60% of your base salary, to a maximum of
        Voluntary Life and AD&D Insurance                         Disability   $14,000 per month if you are disabled and
        You may choose to purchase additional life and AD&D                    are unable to work for more than 90 days.
        coverage for yourself and your dependents at affordable              •  Benefits are offset with other sources
        group rates. Rates are based on age and the coverage                   of income, such as Social Security and
        level chosen.                                                          Workers’ Compensation.


              Voluntary Life and AD&D Insurance for you

         Employee                                                    Family Medical Leave Act (FMLA)
         •  Increments of $25,000 up to 5x your base annual salary
         •  Up to a $500,000 maximum                                 If you have been with the company for 12 months,
         •  Guaranteed issue up to $100,000                          you may be eligible for up to 12 work weeks
                                                                     of unpaid leave per year under the Family and
                  Voluntary Life and AD&D Insurance                  Medical Leave Act (FMLA). FMLA can be used for
                         for your dependents                         an illness of your own, care needed for a family
                                                                     member, care for a newborn and certain other
         Spouse                    Child(ren)                        medical needs.
         •  Increments of $5,000    •  Age 0 days to 26 Years:
           (not to exceed 50% of your   increments of $1,000 to
           voluntary life and AD&D   a maximum of $10,000
           coverage)               •  Guarantee Issue: $10,000
         •  Up to a $250,000 maximum                            Please refer to ADP for pull pricing on Life and Disability.
         •  Guaranteed issue up to
           $50,000




















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