Page 24 - PS Logistics 2022 Benefit Guide

A LIFE WELL LIVED

Montage gives you the tools and resources to have a healthy financial life. Through Fidelity
Investments, you have the option to open a 401(K) Retirement Savings Plan. Contributions
are taken directly from your paycheck, and the plan permits contribution matching and
investment options.

What is Financial Wellness?
It’s two things:
1. Feeling good about your financial situation
2. Knowing what to do next with your money

Tips on Budgeting:

Creating and maintaining a budget (which is just an outline for how to spend your money)
sounds like a basic step – but its an important one. To get started:
• Be aware of how much you’re spending – and where
• Spend less than you earn

NEXT STEP: Create a budget using the 50/15/5 rule. Put 50% of take-home pay towards
essential expenses (like food and housing), consider saving 15% for retirement, and 5%
towards short-term savings.

Personal Finance: Managing Your Money

Personal finance can seem overwhelming. Often, many of us are never taught basic
financial skills but we are expected to manage our financial lives like experts. Working
together with CAPTRUST, our independent, fiduciary advisor, we want to provide you with
some educational information to help you make sense of these issues. On June 9th at
12:00pm EST, CAPTRUST will present a webinar where you will learn about budgeting and
debt management, using credit cards, insurance, health savings accounts, emergency
savings as well as retirement and college planning. While you won’t become Warren
Buffet overnight this will be a good start to building your own financial education.

To register for this free webinar, click HERE!

A Life Well Lived p. 1

For internal distribution only