Page 6 - 2022 Clarins Benefit Guide
P. 6

YOUR BENEFITS GUIDE 2022





                 Cost of Your Benefits

                 Benefit                                         Who Pays                Tax Treatment


                 Medical and Prescription Coverage               Clarins & You           Pre-Tax

                 Dental Coverage                                 Clarins & You           Pre-Tax


                 Vision Coverage                                 Clarins & You           Pre-Tax


                 Basic Life and AD&D Insurance                   Clarins                 N/A

                 Whole Life, Supplemental Dependent
                 Life and AD&D Insurance                         You                     After-Tax


                 Disability Coverage                             Clarins                 N/A


                 Flexible Spending Accounts                      You                     Pre-Tax


                 Health Savings Accounts                         Clarins & You           Pre-Tax


                 Commuter Benefit                                You                     Pre-Tax

                 401(k) Retirement Savings Plan                  Clarins & You           Pre-Tax


                 AFLAC Accident / Cancer                         You                     Pre-Tax

                 ARAG Group Legal                                You                     After-Tax


                 Employee Assistance Program                     Clarins                 N/A

























            Clarins USA, Inc.                                                                                    5
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