Page 12 - 2021 Dreyer's New Hire Guide
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Life and Accidental Death
& Dismemberment (AD&D)
Insurance
Life insurance pays a lump-sum benefit to your beneficiary(ies) to help meet expenses in the event of your
death. AD&D Insurance pays a benefit if you die or suffer certain serious injuries as the result of a covered
accident. In the case of a covered accidental injury (e.g., loss of sight, loss of a limb), the benefit you receive
is a percentage of the total AD&D coverage you elected based on the severity of the accidental injury.
UNUM LIFE AND AD&D INSURANCE – FOR YOU
COVERAGE LEVEL COVERAGE AMOUNT EVIDENCE OF INSURABILITY/PROOF OF GOOD HEALTH
Life and AD&D: Full-Time 1x your basic annual earnings N/A
You can buy additional coverage
Voluntary Life in increments of $10,000 up to $350,000
$500,000 or 5x your basic
annual earnings
You can buy additional coverage
in increments of $10,000 up to
Voluntary AD&D $500,000 or 5x your basic No questions or health exams required for AD&D coverage
annual earnings
Remember: Add or update your beneficiary information on the benefits portal.
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2021–2022 EMPLOYEE BENEFITS GUIDE
