Page 15 - Gerald R Ford International Airport Authority 2022 Benefits Guide

Voluntary plans

Accident Insurance Critical Illness Insurance
Accident Insurance provides benefits to help cover the Critical Illness Insurance provides cash to help pay for both
costs associated with unexpected bills due to covered medical expenses not covered by your medical plan as well
accidents, regardless of any other insurance you have. as day-to-day expenses that may start to add up — like rent,
If you purchase coverage and are hurt in a covered mortgage, car payments, etc. — while you are ill. With Critical
accident, you will receive a cash benefit for covered Illness Insurance, if you are diagnosed with a covered illness,
injuries that you may spend as you like. you get a lump-sum cash benefit, even if you receive other
insurance benefits.
Coverage amounts
Coverage amounts
The Standard Accident Insurance
The Standard Critical Illness Insurance
Cash benefit based on type of accident (ranges from
$60 - $100,000) Employee Benefit Amount: $2,500 to $10,000. Spouse up to
$5,000, and dependent child(ren) are automatically covered
at 50% of your amount elected.
Examples of covered injuries:
● Broken bones Examples of covered illnesses:
● Burns ● Cancer
● Torn ligaments ● Heart attack
● Cuts repaired by stitches ● Major organ failure
● Eye injuries ● End-stage renal (kidney) failure
● Ruptured discs ● Coronary artery bypass graft surgery
● Concussion ● Stroke

If you are diagnosed with a covered illness again after a
treatment-free period of 12 months, you will receive 10%
of the original benefit amount. If you are diagnosed with a
different and subsequent covered illness at least 90 days
after the diagnosis of the first critical illness, you will receive
an additional Critical Illness insurance benefit.

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