Page 29 - 2021 Dreyer's Benefits Guide
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VOLUNTARY BENEFITS
VOLUNTARY CRITICAL ILLNESS VOLUNTARY ACCIDENT PLAN
OFFERED THROUGH UNUM – OFFERED THROUGH UNUM –
100% EMPLOYEE PAID 100% EMPLOYEE PAID
Critical Illness insurance pays you a lump sum Coverage provides a lump-sum benefit based on
benefit at the first diagnosis of a covered illness. the type of injury (or covered incident) you sustain
It can be used however you choose for the or the type of treatment you need.
expenses health insurance doesn’t cover. Illnesses Examples of covered injuries include:
covered include: heart attack, blindness, major • Broken Bones • Ruptured discs
organ failure, end-stage renal (kidney) failure, • Burns • Lacerations
benign brain tumor, and coronary artery bypass • Torn ligaments • Coma due to a
surgery (pays a lump sum benefit – 50% of Major • Concussion covered injury
or 10% of Minor), cancer and carcinoma (pays • Eye injuries
25% of lump sum benefit). Covered conditions
with time limitations include: stroke, coma, and Examples of covered expenses include:
permanent paralysis due to a covered accident. • Doctor’s office visit
• Emergency room treatment
VOLUNTARY CRITICAL ILLNESS • Hospitalization
Employees You can choose to purchase • Physical therapy
who are actively $15,000 of coverage. See schedule of benefits for full list of covered
at work
injuries and expenses.
You can choose to purchase
Spouse 50% of the employee coverage
Available for ages 17 – 64 with amount as long as the employee
purchase of team member policy has purchased coverage for
themselves.
Children are automatically covered
Child(ren) at 50% of the employee’s elected
Newborn until their 26th birthday
amount.
BE WELL BENEFIT
Every year, each family member who has
Critical Illness coverage can also receive $50
for getting a covered Be Well screening test.
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VOLUNTARY BENEFITS