Page 10 - Goodwill of SWPA 2022 Benefits Guide

Health Reimbursement Arrangement

If you elected the Community Blue Flex PPO with HRA or UPMC MyCare Advantage PPO with HRA, you will automatically
be enrolled in a Health Reimbursement Account (HRA). An HRA is an account the company funds that you can use to pay
for qualified health care expenses.

It helps you pay for Payments are automatic You can use HRAs
medical expenses with an FSA

This includes out-of-pocket expenses The HRA is linked to your Highmark If you have an HRA, you can also
to meet your deductible. Goodwill will or UPMC medical plan and will contribute to a Health Care Flexible
be funding this account and Highmark/ automatically process in-network Spending Account (FSA), to give
UPMC will administer it. deductible expenses. Payments will be yourself even more pretax dollars to pay
sent directly to your provider. for out-of-pocket medical, dental and
You are responsible for the first $500 vision expenses.
if you have individual coverage and If you leave the company or change
$1,000 if you have any other coverage plans, however, you will forfeit any Remember that unused FSA funds are
tier. Goodwill will fund the HRA to pay remaining balance. forfeited from one program year to the
any additional deductible expenses next, due to IRS rules.
you incur towards the balance of your
deductible, which is $2,000 for an
individual and $4,000 for any other
coverage tier.

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