Page 15 - Goodwill of SWPA 2022 Benefits Guide

Voluntary Short-Term Disability

Disability income protection insurance provides a benefit for short-term disability resulting from a covered injury or sickness.
All eligible employees have the option to purchase short-term disability coverage as shown below.

Plan Provisions Benefit
Limitations
You may elect a weekly benefit equal to ● Pre-existing Condition Limitation: Any sickness or
Benefit Amount 60% of your covered earnings, up to a injury, whether specifically diagnosed or not, for which
maximum benefit of $1,000 per week. you received medical treatment, consultation, care,

Injury (Accident) and Sickness (Illness): or services, including diagnostic procedures, or for
Benefits Start Date Benefits begin on the 8th consecutive which you took prescription drugs or medicines during
day of disability. the look back period (3 months) before the individual
effective date of coverage (or the effective date of
Maximum Benefit Benefits for one period of disability will an increase in coverage). Benefits (or an increased
Duration be paid up to a maximum of 25 weeks. benefit) would not be payable due to a pre-existing
condition unless the Total Disability occurs after
Contribution (12 months) from the effective date of coverage
Requirements Coverage is employee-paid. (or effective date of an increase).

● Non-occupational coverage ● Offsets: Your benefit may be reduced by other income
● Partial disability benefit included sources such as, but not limited to, Social Security,
Workers Compensation, State Disability Plans.
● Transfer of Coverage provision
Features
● FMLA Continuation
● Military Services Leave of
Absence Continuation

Value-Added Telephonic Claim Intake Included
Services

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