Page 16 - Goodwill of SWPA 2022 Benefits Guide

Voluntary plans

Accident Insurance Critical Illness Insurance
Accident Insurance through MetLife provides benefits to Critical Illness Insurance provides cash to help pay for both
help cover the costs associated with unexpected bills due medical expenses not covered by your medical plan as well
to covered accidents, regardless of any other insurance as day-to-day expenses that may start to add up — like rent,
you have. If you purchase coverage and are hurt in a mortgage, car payments, etc. — while you are ill. With Critical
covered accident, you will receive a cash benefit for Illness Insurance, if you are diagnosed with a covered illness,
covered injuries that you may spend as you like. you get a lump-sum cash benefit, even if you receive other
insurance benefits.
Eligibility
You are eligible to enroll yourself and your eligible family Coverage amounts
members. You need to enroll during your Enrollment Period Employee Spouse Child(ren)
and to be actively at work for your coverage to be effective.
$10,000, 50% of employee 50% of employee
Payment $20,000 or coverage amount coverage amount
Premiums will be paid through payroll deduction, so you don’t $30,000
have to worry about writing a check or missing a payment.
Examples of covered illnesses:
Examples of covered injuries: ● Cancer ● Kidney Failure
● Fractures ● Coma ● Cardiovascular Diseases ● Major Organ Transplant
● Dislocation ● Laceration ● Infectious Diseases ● Severe Burn
● Burns ● Broken Tooth
● Concussion ● Eye Injury Benefit Payment
Your plan pays a lump-sum Initial Benefit upon the first
verified diagnosis of a covered condition and a lump-sum
Recurrence Benefit for a subsequent verified diagnosis of
certain covered conditions. A Recurrence Benefit is only
available if an Initial Benefit has been paid for the same
covered condition.
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