Page 3 - 2021 Marcolin Benefit Guide
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Welcome to Open Enrollment 2021!
Marcolin USA takes pride in providing a comprehensive employee benefits program that continues to meet our
employees’ evolving needs and ensures a level of security and protection. We also recognize the important role
employee benefits play as a critical component of your overall compensation. We strive to maintain a benefits program
that is competitive within our industry.
This brochure is a brief overview of the following employee benefits:
• Medical/Prescription
• Health Savings Account
• Dental
• Vision
• Life, AD&D, Voluntary Life
• Disability
• DirectPath
What is Annual Enrollment?
Annual Enrollment is the time of year when your current insurance carriers issue new rates and allow for changes to the plan
coverage. As you may know, the cost of medical care and medical insurance continues to rise. Following research of all
available alternatives, Marcolin USA has chosen plans to best suit your needs and the needs of the company.
During Annual Open Enrollment you can make changes to your current benefit elections, add or remove dependent(s), enroll
in coverage for the first time, or waive a coverage that you may have previously elected.
Once enrolled, you will not be able to make changes or cancel coverage until the next the Annual Open Enrollment period
unless you have a qualified life event (i.e. marriage/divorce, birth/adoption, death, or loss of coverage).
Should you experience a Qualified Life Event you will have 31 days from the date of the event to make benefit changes.
More detailed information can be found on the carrier websites. Links to those can be found on page 17 of this document.
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