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3. WELCOME MESSAGE FROM THE OWNER

Dear INHAIL Colleague,

Welcome to INHAIL TRADING!

I anticipate that you are eager to embrace the

new opportunities that the organization will bring you.
More importantly, I hope that you are also committed to
face your goals with new determination and focus.

Our success is built on our values.

Deliver on the Promise. Our focus is to delight our customers by providing the
best solutions to their needs. We need to constantly improve our standards to
exceed their expectations. By doing so, we can fulfill our promises at the time
when our clients and their families need us the most.

Value our People. Talent development is one of things we strive for. INHAIL
TRADING believes that everyone’s contribution is vital towards the success of the
company. Teamwork is essential in bringing out the best in its employee force.

Be Open. By having a transparent environment, we encourage engagement and
participation. I encourage you to have a regular dialogue with me as I value your
feedback and insights. Likewise, I also expect active participation and cooperation
from you in your capacity as a member of the Company.

Remember, our values affect our thought process, which consequently control

our actions. When done consistently, our actions lead to a habit. And the totality
of our habits defines our true character.

Each one of us can make a difference. I believe that with your presence in team
means that you are fully committed to the mission of INHAIL TRADING. Together,
let us shape our future.

Lyrio Baltazar Woldring